Yes! All our new client loans are reviewed and almost immediately pre-approved based on the truthful completion of the application and then you are notified. Next, your pre-approval is sent to an underwriter and once that process is complete, loan documents are prepared. Once you complete and authorize them, funding occurs. Some clients get approved on the spot while others may take longer, but we'll be able to give you an idea, based on the application of your personal loan in DE, of how long it will most likely take. DEBIT CARDS WITH DIRECT DEPOSIT CAN BE APPROVED ON THE SPOT!

Any personal loan in DE processed in our locations is funded on the spot.

We try to never lend more than you can afford to pay back. For a personal loan in DE, depending on the results of our underwriting, most are eligible for between $200-$2,500. Please contact us for details.

You can pay off your personal loan in DE at any time (no pre-payment penalty). You can pay it all back on your payday in full or make a regularly scheduled payment. The sooner you pay it back, the less you’ll pay in fees and the more money you’ll save.

For your convenience, we make paying a personal loan in DE easy. It's due on your payday. That's normally biweekly or semi-monthly.

For a personal loan in DE, you can stop into our office on or before your date. We can have the payment deducted electronically or you can drop off the payment after hours, on or before your due date. Your first payment must be made in cash on your first due date. After that, you can make payments electronically.

That’s OK! For your personal loan in DE, we’ll set one of your payments due on your payday and the other will be due mid-month.

A traditional pay day loan in DE normally charges a high annual interest rate and the loan is to be paid off on your next pay day. Whereas an installment loan would have a bi-weekly payment until the loan is paid in full. In fact, each on-time payment reduces the principal balance. To compare, according to Nerd Wallet, for a two-year bank loan the average APR is 11.48%. Please call for details.

Any personal loan in DE could be subject to a credit pull. On some we do and some we don’t and we'll always let you know before we do! Let me tell you why we pull credit reports. We go through our regular underwriting process and if you are pre-approved up to this point... then we pull credit and while your score is considered, we look for confirmation on employment and residence and status on any judgments.

Once your personal loan in DE is paid in full, you can re-borrow the same day. For another option, once your initial loan balance is reduced by 50%, you can apply to borrow more. We will require updated information on any new loan.